The Bridges Agency

Insurance for Living

Medicare Part D

Prescription drug coverage is generally needed by Medicare enrollees because medical practice today relies quite heavily on drug therapies to treat chronic conditions. As a result, most Medicare beneficiaries sooner or later will need prescription drugs to stay healthy. Additionally, it is advisable for a beneficiary to enroll in Part D as soon as first eligible in order to avoid premium penalties.

There are two ways for an individual to get Medicare prescription drug coverage:

• Medicare prescription drug plans, sometimes called “PDPs or Part D Plans”, which are stand-alone plans, but they can be combined with original Medicare, some Medicare Supplement Plans.

• Medicare Advantage Plans that includes Part D Coverage. Medicare Advantage Plans with prescription drug coverage are sometimes referred to as “MA-PDs”.

Call me today to find out which of these options and what plans are available to you that also cover the prescriptions you take.

 

One thought on “Medicare Part D

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